In an effort to be completely transparent, I want to fully disclose that I have an affiliate relationship with some of the companies whose products or services that I may recommend or have listed on this site.

This means that in the event you decide to buy any of their products or services, at no additional cost to you, I may earn a commission, referral fee or credit from certain companies, which help in maintaining this site.

To be safe, assume that any link you click on this site, mentioned in our podcasts or while using any of the products is an affiliate link and that I earn compensation as a result.

I urge you to not spend any money on any of these products or services unless you really need or can afford them.